Insights

Practical finance guidance for owners and operators

Short, specific articles on cash, margin, reporting, and financing decisions — written from 15+ years of CFO experience.

September 18, 20267 min read

Healthcare and Health-Tech Practices: Revenue Cycle Metrics a CFO Watches

In healthcare, revenue is earned at the visit and won or lost in the 90 days after.

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September 15, 20267 min read

Cross-Border U.S.–Canada Operations: Finance Questions to Answer Before Expanding

The border is easy to cross commercially and expensive to cross carelessly.

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September 12, 20266 min read

Pricing Decisions With Contribution Margin, Not Gut Feel

A 5% discount can cost a third of your profit. Run the numbers first.

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September 8, 20266 min read

Board and Investor Reporting: The One-Page Package That Gets Read

Directors read page one. Put everything that matters there.

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September 1, 20266 min read

Month-End Close in 5 Business Days: The Process, in Order

A slow close is a process problem, not a people problem. Fix the sequence.

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August 25, 20267 min read

Preparing Financials for a Bank Loan or Line of Credit

Lenders read financials for repayment capacity and control. Prepare for both.

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August 18, 20267 min read

Unit Economics for Service and SaaS Businesses: What to Measure Monthly

Company-level profit hides unit-level problems. Measure the unit.

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August 11, 20267 min read

The 13-Week Cash Flow Forecast: How to Build One

The budget tells you the plan. The 13-week forecast tells you whether you make payroll.

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August 4, 20266 min read

Part-Time CFO vs. Full-Time Hire vs. Controller: Cost and Scope

Three roles, three cost bands, three different problems solved. Match the role to the gap.

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July 28, 20266 min read

When a Growing Company Actually Needs a CFO

Headcount is the wrong signal. Watch complexity, cash visibility, and decision speed.

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The information in the articles in this section is provided for general informational and educational purposes only. It does not constitute accounting, tax, legal, or investment advice, and it should not be relied on as a substitute for advice from a qualified professional who knows your specific situation. Figures, thresholds, and rules referenced may change and vary by jurisdiction. Bayview Advisory Group accepts no liability for actions taken or not taken based on this content.